Agreement to Terms
By accessing or using HELOCEdge.com ("the Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.
Use of the Site
HELOCEdge.com provides free educational calculators and content related to Home Equity Lines of Credit (HELOCs) for general informational purposes. You may use the Site and its calculators for personal, non-commercial purposes.
Acceptable Use
You agree not to:
- Use the Site for any unlawful purpose or in violation of any applicable laws
- Attempt to gain unauthorized access to any part of the Site or its underlying systems
- Reproduce, duplicate, copy, sell, or exploit any portion of the Site without express written permission
- Use automated systems (bots, scrapers) to extract data from the Site without permission
- Interfere with or disrupt the operation of the Site
No Financial Advice
Content and calculators on this Site are for educational purposes only and do not constitute financial, legal, tax, or lending advice. See our full Disclaimer for more detail. Always consult a licensed professional before making financial decisions.
Intellectual Property
All content on this Site, including text, calculators, graphics, and design, is the property of HELOCEdge.com unless otherwise stated, and is protected by applicable copyright and intellectual property laws. You may not reproduce or redistribute this content without prior written permission.
Third-Party Links
This Site may link to third-party websites for reference purposes. We do not control and are not responsible for the content, accuracy, or practices of any linked third-party site. Inclusion of a link does not imply endorsement.
Disclaimer of Warranties
The Site and its content are provided "as is" without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or that calculator results will be completely accurate for your specific situation.
Calculator results are estimates only. Decisions made based on information from this Site are made at your own risk. We strongly recommend verifying any figures with a licensed mortgage or financial professional before acting on them.
Limitation of Liability
To the fullest extent permitted by law, HELOCEdge.com and its publisher shall not be liable for any damages arising from your use of, or inability to use, the Site, including but not limited to direct, indirect, incidental, or consequential damages.
Advertising
This Site displays advertisements through Google AdSense. We are not responsible for the content of third-party advertisements displayed on the Site, nor for any products or services advertised.
Changes to These Terms
We may revise these Terms of Use at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised terms. Please check this page periodically for updates.
Governing Law
These terms shall be governed by and interpreted in accordance with applicable law, without regard to conflict of law principles.
Contact Us
If you have questions about these Terms of Use, please visit our Contact page.